Skip to content Skip to navigation

Your Bank

Building with Zions Bank Sign

This class action sues Zions Bancorporation for the failure to act of Zions Bank, one of its divisions. The complaint’s allegation is that others operated a Ponzi scheme, and that the bank was negligent in failing to detect the scheme and take action against it.

Mortgage companies often maintain escrow accounts for customers, holding sums collected with monthly payments and from which they pay certain expenses once or twice a year. The complaint for this class action alleges that Citibank, NA violates New York and other state laws by not paying at least 2% interest on these escrow accounts to the borrowers.

Ocean Financial Branch Building

This is another case pertaining to overdraft fees assessed for debit card transactions that did not overdraw the account when they were made. The complaint alleges that Ocean Financial Federal Credit Union (OFFCU) violates its own agreements by not properly determining when a transaction has caused an overdraft.

Bank of America Logo and Name

Buyers used to have to make a 20% down payment on a home for banks and other lenders to feel secure in giving them a mortgage. Lenders preferred to risk only 75%-80% of the value of a property and to want buyers to risk significant equity as well. However, as home prices have gone up, lenders have devised another solution—private mortgage insurance, or PMI. However, the complaint for this class action alleges that Bank of America, NA has taken advantage of PMI and refused to stop billing borrowers even when the PMI is no longer needed.

ATM Screen Announcing Non-Sufficient Funds

Has your bank charged you more than one non-sufficient funds (NSF) fee on the same item? Did the bank refuse a transaction, charge you for not having enough money in your account, then try the transaction again on its own—and charge you for it again? 

RoundPoint Mortgage Logo

RoundPoint Mortgage Servicing Corporation has agreed to refund money to borrowers to settle a class action about lender-placed insurance (LPI, also known as force-placed insurance). Mortgage lenders require that homeowners have an LPI policy when the homeowners’ insurance lapses or when the homeowners’ policy is not considered acceptable to the lender.

Trustmark Logo

This is yet another class action about unfair bank fees assessed to customers. The complaint alleges that Trustmark National Bank (1) charges overdraft fees on transactions that do not actually overdraw accounts, (2) charges two out-of-network (OON) fees on OON ATM cash withdrawals, and (3) charging three OON fees on OON ATM cash withdrawals preceded by a balance inquiry.

Fifth Third Bank Logo

More and more complaints are questioning the practices of banks in charging customers fees for ATM use and overdrafts. This complaint takes on three practices of Fifth Third Bank (FTB), involving allegedly false out-of-network fees, multiple non-sufficient funds fees, and overdraft fees on one-time debit card transactions. According to the complaint, each of these violate the terms of its customer agreements.

Comenity Capital Bank Logo

The Fair Credit Reporting Act (FCRA) prohibits anyone from getting a consumer credit report unless they have one of the permissible purposes outlined in the law. But Comenity Capital Bank, the entity behind PayPal Credit, made two hard credit pulls via Equifax on information about plaintiff Kevin Teichen, the complaint for this class action alleges.

Huntington Bank Sign

The Uniform Commercial Code (UCC) orders that banks may only pay items, such as checks, that are properly payable from customer accounts. The complaint for this class action, however, alleges that the Huntington National Bank refused to provide the protection mandated by the UCC to one of its customers, Majestic Building Maintenance. Why? Because the customer had not purchased the bank’s fraud prevention services. The complaint says this is a violation of the anti-tying provisions of the Bank Holding Company Act (BHCA).

Pages