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Unlawful Debt Collection

Debt Ball and Chain

One of the most important things debtors needs to know is the amount they owe and whether that amount is stable or increasing. The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors are provided with all the information they need to make the best decisions about paying their debts. But the complaint for this class action claims that Alltran Financial, LP 

Wells Fargo Logo

Does any company in the country have a greater variety of class actions filed against it than Wells Fargo? The complaint for this class action claims that Wells Fargo violated the Fair Debt Collection Practices Act (FDCPA) by collecting or trying to collect residential loans it had previously extinguished and which the borrowers had no legal obligation to pay. 

Hand Out to Receive Payment

The complaint for this class action alleges that Allied Interstate, LLC has violated the Fair Debt Collection Practices Act (FDCPA) and the Wisconsin Consumer Act (WCA) with collection letters sent to four different plaintiffs. The complaint alleges that the letters are confusing with respect to (a) the amount now due, and (b) whether the letter is seeking to collect the full amount of the debt or a smaller one.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors receive all the information needed about their debts and certain rights as soon as they are contacted by debt collectors. The complaint for this class action says that a letter from First Federal Credit Control, Inc. violates the FDCPA in that it misstates that consumer’s right to verification of the debt. 

Alltran Logo

At issue in this class action is the failure of debt collector Alltran Financial, LP to properly identify itself by name or as a debt collector in a voicemail. The complaint claims that the company’s voicemail message violates the Fair Debt Collection Practices Act (FDCPA).

Hand Reaching Out to Demand Payment

The Fair Debt Collection Practices Act (FDCPA) tries to keep third-party debt collectors from various forms of abusive or deceptive behavior. At issue in this case, the complaint claims, is Security Credit System, Inc.’s attempt to charge an extra 2.5% processing fee for debts paid with a credit card.

Bill with Words "Final Notice" Stamped in Red

Diamond Resorts Management, Inc. collects debts for various owners’ associations of timeshare condos, associations and resorts. In this class action, the complaint alleges that Diamond does not follow the Fair Debt Collection Practices Act (FDCPA) in its collection activities, in particular by not informing consumers of their rights to dispute the debt or any part of it.

Hand Giving Dollars Bill to Other Person's Hand

Debt collectors will try many tactics to get consumers to pay up on debts. The Fair Debt Collection Practices Act (FDCPA)—and the ability to sue under it—tries to ensure that their tactics are neither abusive nor misleading. The complaint for this class action alleges that debt collector GC Services Limited Partnership used deceptive statements in an attempt to get a consumer to pay up quickly. 

Sign for Bankruptcy Court

Because of the increasing importance of credit reports these days, consumers must work to maintain good credit ratings. Unfortunately, they must also work to make sure the information handed out by the reporting agencies is accurate. This class action alleges claims against debt collector Select Portfolio Servicing, Inc. (SPS), for continuing to send out inaccurate information, and the three major credit reporting companies, for continuing to report it without conducting a proper investigation. 

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) seeks to make third-party debt collectors follow standards of clarity and honesty when collecting consumer debts. Among other things, it requires that debt collectors make clear the amount of the debt and whether or not the debt is still accruing interest. This complaint claims that a debt collection letter from LTD Financial Services, LP did not do this. Also, LTD did not accept the plantiff’s oral dispute of the debt.

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