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Unlawful Debt Collection

Debt Collection

The complaint for this class action takes issue with a letter sent by Enhanced Recovery Company, LLC, in its efforts to collect a debt from plaintiff Gladys Espinal. The complaint alleges that the letter did not contain all information that it was required to under the Fair Debt Collection Practices Act (FDCPA) and that it was confusing and did not allow Espinal to make intelligent choices about her debt.

Bankruptcy Law Book

The complaint for this class action alleges that Diversified Consultants, Inc., a nationwide debt consumer collector, violated the Fair Debt Collection Practices Act (FDCPA) in its attempts to collect a debt from plaintiff Marcus Butler that had been discharged in bankruptcy. According to the complaint the company violated the FDCPA in two ways, by making a false representation in its collection letter that the debt was still owed, and by continuing to communicate with Butler even after his bankruptcy and court notices that his debts had been discharged.

Debt and Credit

When the Credit Bureau of Louisiana (CBL) sent a letter dated August 1, 2016 to plaintiff Jacob Overby to collect a debt, the complaint for this class action says, CBL misrepresented itself, thereby violating the Fair Debt Collection Practices Act. According to the complaint, the letter made CBL sound like a credit reporting agency, thus violating the FDCPA.

Discover Logo

Plaintiff Mazen Fares alleges that Discover Financial Services called him on his cell phone six hundred times between August 2016 and the filing of this case, in a jaw-droppingly blatant violation of the Telephone Consumer Protection Act (TCPA). The complaint claims that Discover called his cell phone repeatedly using an automatic dialing system and pre-recorded or artificial voice and called him several times in a day and on back-to-back days, with a high enough frequency that the calls can only have been intended to harass, thus also violating Florida debt-collection laws.

Discover Logo

The complaint for this lawsuit alleges that Discover has violated both the Rosenthal Fair Debt Collection Practices Act (RFDCPA), a California law, and the Telephone Consumer Protection Act (TCPA), a federal law, in trying to collect on plaintiff Mary Avilla’s debt. Despite Avilla’s asking Discover not to call her on her cell phone, the company has called at least forty-three times in recent months, using an automatic dialing system and harassing her.

USCB, Inc.

This class action claims that USCB, Inc., doing business as USCB America, violated the Telephone Consumer Protection Act (TCPA) in making its debt-collection calls to consumers.

image of convergent building

This class action has been brought against Convergent Outsourcing, Inc. and Jefferson Capital LLC because of Convergent’s alleged violations of the Fair Debt Collection Practices Act (FDCPA) against New Jersey consumers.

image of western sky ad

This class action claims that Western Sky Financial and CashCall, Inc., together engaged in unlawful short-term lending practices.

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This case arises out of unsecured consumer installment loans that Florida residents applied for and received from Western Sky Financial. After the loans were finalized and funded, Western Sky sold and assigned the loans to WS Funding, and such loans were subsequently serviced by CashCall, Inc.

image depicting debt

The plaintiffs in this lawsuit allege that Pro Solutions engaged in illegal conduct regarding HOA accounts that were transferred to Pro Solutions for debt collection.  This illegal conduct includes:

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