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Business Information Group (BIG) Inaccurate Consumer Report FCRA Settlement

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Settlement Structure: 
Claims Made
Case Summary: 

Business Information Group, Inc. (BIG) is settling a class action alleging that it violated the Fair Credit Reporting Act (FCRA) in preparing consumer reports. The complaint claims that the consumer report compiled for the plaintiff contained inaccurate or incomplete public record information. The complaint alleges that BIG should have provided notice to the plaintiff since its report contained a public record item and otherwise make sure its reports are complete and up-to-date.

Docket Number: 
2:15-cv-6668
Company: 
Business Information Group
Class Period: 
Friday, December 17, 2010 to Thursday, June 28, 2018
Filing Deadline: 
Tuesday, October 9, 2018
Objection Deadline: 
Tuesday, October 9, 2018
Exclusion Deadline: 
Tuesday, October 9, 2018
Final Approval Hearing: 
Thursday, November 1, 2018
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Proof of Purchase: 
No proof is necessary for submitting a claims form, but submission of documentary evidence of damages for Automatic Payment Class members may result in a larger payment.
Eligibility: 

Three classes have been named:

  • The Injunctive Relief Class: All natural persons living the US (a) who were subjects of at least one BIG consumer report, between December 17, 2010 and June 28, 2018, (b) whose report included a public record from TransUnion.
  • The Automatic Payment Class: All natural persons living in the US (a) who were subjects of at least one BIG consumer report, between December 17, 2010 and June 28, 2018, (b) whose report included a public record from TransUnion, (c) where BIG’s records show that the person filed a dispute with BIG about the report.
  • The Rule 23(b)(2) Subgroup Settlement Class: All natural persons living in the US (a) who were subjects of at least one BIG consumer report, between December 17, 2010 and June 27, 2018, (b) whose report included a public record, other than a bankruptcy, from TransUnion, (c) where BIG’s records do not show that the person filed a dispute with BIG about the report.
Typical Settlement Amount: 
Injunctive Class: Right to sue; new notice requirements. Automatic Class: Cash payment based on a point system, minimum estimated at $500; new notice requirements. Rule 23(b)(2) Class: Pro rata share of amount set aside for this class; right to sue; new notice requirements. See the respective notice for each class for more information.
Total Settlement Amount: 
$2,000,000
Class Representative Proposed Incentive Fee: 
$15,000
Law Firm: 
Consumer Litigation Associates PC
Kelly and Crandall PLC
Francis & Mailman PC
Claim Form: 
BIG Inaccurate Consumer Report FCRA Settlement Claim Forms
Case Name: 
Kelly v. Business Information Group, Inc.
Settlement Website: 
BIG Inaccurate Consumer Report FCRA Settlement Website
Claims Administrator: 
American Legal Claims Service
Claims Administrator Contact Information: 

Kelly v. BIG Settlement

c/o American Legal Claim Services LLC

P.O. Box 23678

Jacksonville, FL 32241-3678

800-687-0139

Tags: 
FCRA, Erroneous Information on Report