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Misleading or Confusing Debt Collection Letter

Bill with Words "Final Notice" Stamped in Red

The Fair Debt Collection Practices Act (FDCPA) tries to prevent third-party debt collectors from misleading or confusing consumer debtors. The complaint for this class action claims that GC Services Limited Partnership has violated that law in its misleading presentation of the debt amount in its debt collection letter. 

Letters D-E-B-T with Ladder Against D

The Fair Debt Collection Practices Act (FDCPA) requires third-party debt collectors to provide clear and accurate information about consumer debts, so that ordinary people can make the best decisions possible about when and how to pay their bills. The complaint for this class action claims that the collection letter sent by Nationwide Credit, Inc. violates this law because it is unclear on both the amount of the debt and how the consumer may dispute the debt.

Bill with Words "Final Notice" Stamped in Red

The complaint for this class action claims that Allied Interstate, LLC violated the Fair Debt Collection Practices Act (FDCPA). At issue is the company’s statement of the amount of the debt, which the complaint says is misleading. 

Person Carrying Red Letters "DEBT"

The Fair Debt Collection Practices Act (FDCPA) tries to prevent the abuse and misleading of consumers in the collection of debts by third-party collection companies. Part of this protection lies in requiring debt collectors to provide consumers with specific and accurate information about their rights, including their right to dispute the debt. The complaint for this class action alleges that Lyon Collection Services, Inc. gave an inaccurate account of rights when it omitted to state that the consumer must dispute the debt in writing.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) tries to protect consumers from abusive and false debt collection practices. The complaint for this class action claims that LTD Financial Services, LP violated the FDCPA by omitting that consumers must dispute their debts in writing. 

Debt Ball and Chain

One of the most important things debtors needs to know is the amount they owe and whether that amount is stable or increasing. The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors are provided with all the information they need to make the best decisions about paying their debts. But the complaint for this class action claims that Alltran Financial, LP 

Hand Out to Receive Payment

The complaint for this class action alleges that Allied Interstate, LLC has violated the Fair Debt Collection Practices Act (FDCPA) and the Wisconsin Consumer Act (WCA) with collection letters sent to four different plaintiffs. The complaint alleges that the letters are confusing with respect to (a) the amount now due, and (b) whether the letter is seeking to collect the full amount of the debt or a smaller one.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors receive all the information needed about their debts and certain rights as soon as they are contacted by debt collectors. The complaint for this class action says that a letter from First Federal Credit Control, Inc. violates the FDCPA in that it misstates that consumer’s right to verification of the debt. 

Hand Reaching Out to Demand Payment

The Fair Debt Collection Practices Act (FDCPA) tries to keep third-party debt collectors from various forms of abusive or deceptive behavior. At issue in this case, the complaint claims, is Security Credit System, Inc.’s attempt to charge an extra 2.5% processing fee for debts paid with a credit card.

Bill with Words "Final Notice" Stamped in Red

Diamond Resorts Management, Inc. collects debts for various owners’ associations of timeshare condos, associations and resorts. In this class action, the complaint alleges that Diamond does not follow the Fair Debt Collection Practices Act (FDCPA) in its collection activities, in particular by not informing consumers of their rights to dispute the debt or any part of it.

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