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Misleading or Confusing Debt Collection Letter

Pile Made of Repetitions of Word DEBT

The Fair Debt Collection Practices Act (FDCPA) forbids third-party debt collectors from making false representations to consumer debtors. But the complaint for this class action claims that Systematic National Collections, Inc. made a number of false statements in trying to collect a “stale” debt from the plaintiff in this case.

Bill Stamped with Words "Past Due"

If consumer debtors want to dispute their debts, how may they do that? The complaint for this class action claims that they may call as well as write letters, and that the debt collection letter from Commonwealth Financial Systems, Inc. is misleading under the Fair Debt Collection Practices Act (FDCPA).

Bill with Words "Final Notice" Stamped in Red

The Fair Debt Collection Practices Act (FDCPA) tries to limit abusive debt collection practices in a number of ways. For example, it requires that third-party debt collectors provide clear information on important matters, such as the amount of the debt owed. The complaint for this class action alleges that Genpact Services, LLC did not do that in a recent debt collection letter.

Figure Carrying Letters D-E-B-T on Its Back

Not all consumers understand that they cannot be sued for a consumer debt once the statute of limitations on it expires. But perhaps even fewer know that if they make a single payment after that, the statute of limitations may be restarted, and that they can again be sued for the debt. The complaint for this class action claims that Contract Callers, Inc. violated the Fair Debt Collection Practices Act (FDCPA) by not making this clear to consumers.

Bill with Words "Final Notice" Stamped in Red

The Fair Debt Collection Practices Act (FDCPA) tries to prevent third-party debt collectors from misleading or confusing consumer debtors. The complaint for this class action claims that GC Services Limited Partnership has violated that law in its misleading presentation of the debt amount in its debt collection letter. 

Letters D-E-B-T with Ladder Against D

The Fair Debt Collection Practices Act (FDCPA) requires third-party debt collectors to provide clear and accurate information about consumer debts, so that ordinary people can make the best decisions possible about when and how to pay their bills. The complaint for this class action claims that the collection letter sent by Nationwide Credit, Inc. violates this law because it is unclear on both the amount of the debt and how the consumer may dispute the debt.

Bill with Words "Final Notice" Stamped in Red

The complaint for this class action claims that Allied Interstate, LLC violated the Fair Debt Collection Practices Act (FDCPA). At issue is the company’s statement of the amount of the debt, which the complaint says is misleading. 

Person Carrying Red Letters "DEBT"

The Fair Debt Collection Practices Act (FDCPA) tries to prevent the abuse and misleading of consumers in the collection of debts by third-party collection companies. Part of this protection lies in requiring debt collectors to provide consumers with specific and accurate information about their rights, including their right to dispute the debt. The complaint for this class action alleges that Lyon Collection Services, Inc. gave an inaccurate account of rights when it omitted to state that the consumer must dispute the debt in writing.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) tries to protect consumers from abusive and false debt collection practices. The complaint for this class action claims that LTD Financial Services, LP violated the FDCPA by omitting that consumers must dispute their debts in writing. 

Debt Ball and Chain

One of the most important things debtors needs to know is the amount they owe and whether that amount is stable or increasing. The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors are provided with all the information they need to make the best decisions about paying their debts. But the complaint for this class action claims that Alltran Financial, LP 

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