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Insurance

Total Loss Vehicle (Crashed into Lighting Pole)

When an automobile is totaled in an accident, the company that insured the vehicle must pay the owner its actual cash value (ACV). The issue in this class action is that insurer First Acceptance Insurance Company, Inc. does not include all costs of replacing the vehicle, such as title transfer fees.

Hand Filling Out Insurance Claim Form

Consumers County Mutual Insurance is settling a class action alleging that it unfairly refused to pay certain PIP (personal injury protection) claims. The complaint claimed that the company violated Texas state law by improperly denying payment of all or some of PIP claims on the basis that a third-party insurance company paid all or some of the medical bills.

Totaled Vehicle

The way insurance companies arrive at a valuation of a vehicle in the event of a total loss is a mystery to many consumers. The complaint for this class action claims that First National Insurance Company of America and LM General Insurance Company (LMGIC) subtract an unexplained “conditional adjustment” so that they can pay out less.

UnitedHealth Group Sign with Building in Background

If you are injured in an accident, and the insurer of the driver who was at fault grants you a settlement, can your health insurance simply take some of that settlement, whether or not you’ve been properly reimbursed for your losses? The complaint for this class action claims that UnitedHealth Group, United Healthcare Services, Inc., and other related companies did just that in order to recover some of its costs for treatment of an injured woman.

Sign at Emergency Room

Under California law, insurers must pay reasonable fees to medical providers for emergency services performed on one of their insureds, even if the medical providers are not part of their own networks. California laws also require prompt payment to medical providers. The complaint for this class action claims that Anthem Blue Cross complies with neither of these laws.

Severe Water Damage

When your home suffers damage, it may be worth less, even after repairs. The complaint for this class action alleges that Nationwide Mutual Fire Insurance Company paid owners for repairs but not for this diminution of value, despite state laws requiring it to do so.

Building for QESI

What do you do when you have medical insurance, but the providers refuse to submit the claim to the insurer and instead pursue you for payment, using a debt collection company? Plaintiff Timothy Smith decided to bring this class action, against Qualified Emergency Specialists, Inc. (QESI) and Choice Recovery, Inc.

Allstate Sign in Front of Building

Allstate Insurance Company will pay up to nearly $4 million to resolve a class action brought on behalf of customers in Washington state. When some vehicles’ structural systems are damaged, they cannot be fully repaired, and their value is therefore diminished.

State Farm Logo

This settlement resolves a class action claiming that State Farm Mutual Automobile Insurance Company improperly denied or limited personal injury protection (PIP) benefits. The complaint alleged that the company used a “maximum medical improvement” (MMI) standard that violated Washington state insurance laws.

Yellow Hardhat on Orange Safety Cone

This class action is brought against certain members of the Liberty Mutual Group of insurance companies and a Liberty Mutual subsidiary that provides their claims administration. The complaint alleges that the companies do not provide prompt payment of workers’ compensation claims nor an explanation of why the claims are disputed. 

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