Improper Validation Notice
The Fair Debt Collection Practices Act (FDCPA) tries to prevent abusive or misleading practices by third-party debt collectors who collect debts from consumers. The complaint for this class action says that Dynamic Recovery Solutions, LLC does not provide adequate information about disputing debts in its collection letters and even discourages consumers from disputing the debts.
The Fair Debt Collection Practices Act (FDCPA) requires that certain information must be conveyed to consumers up front during attempts at collection. This information must not just be stated; it must be stated clearly, so that consumers are not confused, and sometimes conspicuously, so that consumers do not miss important information. This complaint alleges that Enhanced Recovery Company, LLC did not make its validation notice either clear or conspicuous.
The Fair Debt Collection Practices Act (FDCPA) is designed to prevent abusive debt collection practices and to ensure that consumers have a clear idea of their rights and obligations and are not confused by anything that may be said to them in debt collection letters. However, the complaint for this class action claims that one third-party debt collector did not properly inform consumers that their right to dispute their debt.
The plaintiffs in this lawsuit allege that Kovitz Shifrin Nesbit's initial communication with plaintiffs, relating to the alleged failure to pay condominium assessments, confused Plaintiffs regarding the right of KSN to demand payment within 30 days and the right of Plaintiffs to a 30-day window within which to dispute the debt or request additional information.
This class action alleges that a debt collector named GC Services used unfair practices in trying to collect consumer debts by not properly informing consumers of what they need to do in order to preserve their rights and protections under the Fair Debt Collection Practices Act (FDCPA).