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Improper Validation Notice

Bill Stamped with Words "Past Due"

The Fair Debt Collection Practices Act (FDCPA) attempts to stop third-party debt collectors from using false, misleading, or unfair collection practices and requires them to give accurate information when they attempt to collect debts. The complaint for this class action alleges that BJC & EGC Partners, LLC, who do business as ProCo, did not make it plain that all parts of a consumer’s dispute of a debt must be in writing.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) is a federal law aimed at protecting consumer debtors from unfair or abusive debt collection practices by third-party debt collectors. This class action takes issue with a debt collection letter sent by Client Services, Inc. The complaint alleges that the validation notice offered by the letter is presented in a confusing and contradictory manner.

Figure Carrying Letters D-E-B-T on Its Back

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumer debtors by requiring that debt collectors provide the truthful and accurate information necessary for them to make informed decisions. The complaint for this class action alleges that Penn Credit Corporation did not send consumers accurate information on how to dispute a debt.   

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide consumers with certain information, either at their initial contact with the consumer or within five days of it. The complaint for this class action alleges that Medical Data Systems, Inc., which does business as Medical Revenue Service (MRS) misled consumers by telling them they should dispute debts in writing. 

Ball and Chain Marked "DEBT"

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from improper, misleading, or abusive debt collection. California has a similar state law, the Rosenthal Fair Debt Collection Practices Act (RFDCPA). The complaint for this class action claims that Monarch Recovery Management, Inc. has violated both laws in the way it represents the consumer’s right to dispute the validity of the debt.

Bill with "Final Notice" Stamped in Red

The Fair Debt Collection Practices Act (FDCPA) tries to prevent abusive or misleading practices by third-party debt collectors who collect debts from consumers. The complaint for this class action says that Dynamic Recovery Solutions, LLC does not provide adequate information about disputing debts in its collection letters and even discourages consumers from disputing the debts.

Gavel on Desk

The Fair Debt Collection Practices Act (FDCPA) requires that certain information must be conveyed to consumers up front during attempts at collection. This information must not just be stated; it must be stated clearly, so that consumers are not confused, and sometimes conspicuously, so that consumers do not miss important information. This complaint alleges that Enhanced Recovery Company, LLC did not make its validation notice either clear or conspicuous.

Person Knocked Down by Letters D-E-B-T

The Fair Debt Collection Practices Act (FDCPA) is designed to prevent abusive debt collection practices and to ensure that consumers have a clear idea of their rights and obligations and are not confused by anything that may be said to them in debt collection letters. However, the complaint for this class action claims that one third-party debt collector did not properly inform consumers that their right to dispute their debt.  

image of KSN logo

The plaintiffs in this lawsuit allege that Kovitz Shifrin Nesbit's initial communication with plaintiffs, relating to the alleged failure to pay condominium assessments, confused Plaintiffs regarding the right of KSN to demand payment within 30 days and the right of Plaintiffs to a 30-day window within which to dispute the debt or request additional information.

This class action alleges that a debt collector named GC Services used unfair practices in trying to collect consumer debts by not properly informing consumers of what they need to do in order to preserve their rights and protections under the Fair Debt Collection Practices Act (FDCPA).