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Homeowners Insurance

Integon Logo

Sometimes, when a property is damaged, its value is diminished, even after repairs are performed. The complaint for this class action alleges that Integon National Insurance Company does not check properties or pay insureds for this diminution in value, against both the laws of Georgia and its own insurance policies. 

Severe Water Damage

When your home suffers damage, it may be worth less, even after repairs. The complaint for this class action alleges that Nationwide Mutual Fire Insurance Company paid owners for repairs but not for this diminution of value, despite state laws requiring it to do so.

Caliber Home Loans Office Interior

This settlement resolves a class action concerning lender-placed insurance (LPI) placed on mortgaged homes by Caliber Home Loans, Inc. LPI is placed on a mortgaged property when the borrower’s insurance lapses or if the lender believes that the borrower’s insurance in inadequate. With LPI, the borrower pays Caliber for the premiums and Caliber remits the premiums to the insurance company.

Specialized Loan Servicing Logo

This settlement resolves a class action concerning lender-placed insurance (LPI) placed on mortgaged homes by Specialized Loan Servicing, LLC (SLS). LPI is placed on a mortgaged property when the borrower’s insurance lapses or if the lender believes that the borrower’s insurance in inadequate.

Kilauea Lava Setting Fire to and Overrunning House

Kilauea, a volcano on the Big Island of Hawaii, has been erupting since 1983. When new fissures opened in it in May 2018, sending lava in new directions and destroying property that had previously not been threatened, a number of homeowners found out that their insurance coverage was inadequate. The complaint for this class action claims that the plaintiffs were sold the wrong insurance, sometimes with lava exclusions, against Hawaiian insurance rules.

House Damaged in Hurricane Harvey

Did your home or business suffer damage in a natural disaster—a hurricane, tornado, flood, or fire? Do you feel that you’ve received proper assessments and compensation from your insurer?  In recent years, natural disasters seem to have become more extreme, and they are often exacerbated by conditions that the average person has no control over—failing levees or overdevelopment, for example. If you’ve been confronted by a shocking level of damage to your property, home, or business, you may need every penny you’re entitled to. 

This settlement settles a class action involving lender-placed insurance (LPI), that is, insurance for hazard, flood, or wind, that is placed on a borrower’s property to protect both borrower and lender. This “force-placing” is usually done when the borrower’s insurance policy lapses or when the borrower doesn’t maintain an insurance policy that is acceptable to the lender.

image of a bank

Plaintiffs in this lawsuit allege that when a borrower was required to have insurance for his or her property pursuant to a residential mortgage or home equity loan or line of credit, and evidence of acceptable coverage was not provided, U.S. Bank would place insurance in a manner such that U.S. Bank allegedly received an unauthorized benefit.  They also allege that U.S.

picture of first american logo

This case alleges that First American violated the Real Estate Settlement Procedures Act by purchasing ownerhip interests in title insurance agencies and obtaining agreements from such agencies to refer title insurance business exclusively to First American Title Insurance Company.  This case has two separate classes.  This page is for members of the Tower City Class.

This settlement resolves a class action alleging that when EverBank force-placed homeowner’s insurance, it did it in such a manner as to receive a kickback, and also in a way that resulted in excessive rates and coverage amounts. 

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