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FDCPA

Bill Stamped with Words "Past Due"

In this class action, the complaint alleges that Professional Debt Mediation, Inc. (PDM) “misrepresented” the plaintiff’s rights to obtain the name and address of the original creditor and “improperly demanded that he pay a debt in full, regardless of whether he knew the identity of the current creditor.” It brings suit under the Fair Debt Collection Practices Act (FDCPA), which tries to preserve the rights of consumers against third-party debt collectors.

Judge's Gavel and Stand

The Fair Debt Collection Practices Act (FDCPA) aims to protect consumers from the potential abuses of third-party debt collectors, including false or misleading statements. The complaint for this class action brings suit against Midland Credit Management, Inc. (MCM), Midland Funding, LLC, and Encore Capital Group, Inc., three related companies, in connection with statements made in court papers for the attempted collection of a consumer debt.

Bill Stamped with Words "Final Notice"

The Fair Debt Collection Practices Act (FDCPA) aims to protect consumers by requiring that they are given all necessary information by third-party debt collectors and are permitted to exercise their legal rights. The complaint for this class action alleges that Rubin & Rothman, LLC did not honor consumer rights to dispute debts, refusing to provide validation and failing to note that the debt was disputed. 

Figure Carrying Letters D-E-B-T on Its Back

The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors receive fair treatment and get all the information they need to make informed decisions about their debts. The complaint for this class action alleges that Saldutti Law, LLC, doing business as Saldutti Law Group, sent out a letter to collect a consumer debt but did not inform the recipient of his right to dispute the debt. Also, the firm did not properly direct its communications to an attorney engaged by the plaintiff.

Papers on Clipboard Saying "Debt Collection"

Congress passed the Fair Debt Collection Practices Act (FDCPA) to try to put an end to unfair or abusive collection practices by third-party collectors of consumer debts. The complaint for this class action alleges that Commonwealth Financial Systems, Inc. (CFS) and Pendrick Capital Partners II, LLC violate that law by not making clear that any payment on a “stale” or time-barred debt can restart the statute of limitations on that debt. 

Figure Carrying Letters D-E-B-T on Its Back

The Fair Debt Collection Practices Act (FDCPA) attempts to protect consumer debtors by requiring that third-party debt collectors provide certain information. Some of that information concerns debts that are “stale” or “time-barred” so that the debtor can no longer be sued for them. The complaint for this class action brings suit against Credit Control, LLC and LVNV Funding, LLC, alleging that they did not properly notify consumers about the effect of payments on such stale debts.

Cell Phone in Circle with Strikethrough

This class action brings suit against GC Services under the federal laws Telephone Consumer Protection Act and the Fair Debt Collection Practices Act (FDCPA) and under California’s Rosenthal Fair Debt Collection Practices Act (RFDCPA). The complaint alleges that GC Services, LP violates all three in its attempts to collect consumer debts.

Bill Stamped with Words "Past Due"

The Fair Debt Collection Practices Act (FDCPA) attempts to stop third-party debt collectors from using false, misleading, or unfair collection practices and requires them to give accurate information when they attempt to collect debts. The complaint for this class action alleges that BJC & EGC Partners, LLC, who do business as ProCo, did not make it plain that all parts of a consumer’s dispute of a debt must be in writing.

Bill Stamped with Words "Past Due"

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from abuses and unfair tactics used by third-party debt collectors for consumer debt. The complaint for this class action alleges that Convergent Outsourcing, Inc. violated this law in send a debt collection letter to a consumer for money she claims she did not owe.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) is a federal law aimed at protecting consumer debtors from unfair or abusive debt collection practices by third-party debt collectors. This class action takes issue with a debt collection letter sent by Client Services, Inc. The complaint alleges that the validation notice offered by the letter is presented in a confusing and contradictory manner.

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