Different states have different statutes of limitations for consumer debts. After it expires, the consumer can no longer be sued for the debt. However, even a small payment can revive it, and the person can once again be sued. The complaint for this class action alleges that Midland Credit Management, Inc., in trying to collect a debt for Midland Funding, LLC, did not inform consumer that if they paid anything on the debt, they could once again be sued. The complaint says this violates the Fair Debt Collection Practices Act (FDCPA).