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FDCPA

Cell Phone in Circle with Strikethrough

This class action brings suit against GC Services under the federal laws Telephone Consumer Protection Act and the Fair Debt Collection Practices Act (FDCPA) and under California’s Rosenthal Fair Debt Collection Practices Act (RFDCPA). The complaint alleges that GC Services, LP violates all three in its attempts to collect consumer debts.

Bill Stamped with Words "Past Due"

The Fair Debt Collection Practices Act (FDCPA) attempts to stop third-party debt collectors from using false, misleading, or unfair collection practices and requires them to give accurate information when they attempt to collect debts. The complaint for this class action alleges that BJC & EGC Partners, LLC, who do business as ProCo, did not make it plain that all parts of a consumer’s dispute of a debt must be in writing.

Bill Stamped with Words "Past Due"

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from abuses and unfair tactics used by third-party debt collectors for consumer debt. The complaint for this class action alleges that Convergent Outsourcing, Inc. violated this law in send a debt collection letter to a consumer for money she claims she did not owe.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) is a federal law aimed at protecting consumer debtors from unfair or abusive debt collection practices by third-party debt collectors. This class action takes issue with a debt collection letter sent by Client Services, Inc. The complaint alleges that the validation notice offered by the letter is presented in a confusing and contradictory manner.

Bill Stamped with Words "Final Notice"

The Fair Debt Collection Practices Act (FDCPA) requires that third-party debt collectors give consumers specific information that they can use to make the best decisions about when and how to pay their debts. The complaint for this class action alleges that Total Card, Inc. got important information wrong in a debt collection letter sent to the plaintiff in this class action.

Figure Carrying Letters D-E-B-T on Its Back

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumer debtors by requiring that debt collectors provide the truthful and accurate information necessary for them to make informed decisions. The complaint for this class action alleges that Penn Credit Corporation did not send consumers accurate information on how to dispute a debt.   

Judge's Gavel Resting on Stand

The Fair Debt Collection Practices Act (FDCPA) was designed to prevent abuse or unfair practices when third-party debt collectors try to collect consumer debts. The complaint for this class action alleges that Phoenix Financial Services, LLC violated the FDCPA in its various attempts to collect a medical debt from the plaintiff in this case.

Papers on Clipboard Saying "Debt Collection"

The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide consumers with certain information, either at their initial contact with the consumer or within five days of it. The complaint for this class action alleges that Medical Data Systems, Inc., which does business as Medical Revenue Service (MRS) misled consumers by telling them they should dispute debts in writing. 

Ball and Chain Marked "DEBT"

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from improper, misleading, or abusive debt collection. California has a similar state law, the Rosenthal Fair Debt Collection Practices Act (RFDCPA). The complaint for this class action claims that Monarch Recovery Management, Inc. has violated both laws in the way it represents the consumer’s right to dispute the validity of the debt.

Hand Held Out for Payment

The complaint for this class action alleges that Velocity Investments, LLC improperly sues consumers for loans which it does not have the right to collect on. The complaint cites the federal Fair Debt Collection Practices Act (FDCPA) and Pennsylvania’s  Fair Credit Extension Uniformity Act (FCEUA) and Unfair Trade Practices and Consumer Protection Law (UTPCPL). However, very important to this case is the state’s Consumer Discount Company Act (CDCA).

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