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Living Room with Wall of PGT Windows, with Sea View

More and more employers use consumer reports as a means of screening prospective employees. The Fair Credit Reporting Act (FCRA) forbids this practice unless the employer follows the provisions of the law. The complaint for this class action claims that PGT Industries, Inc., a maker of customer windows and doors, did not provide proper disclosure that it intended to obtain such a report and that it did not obtain proper authorization. 

TransUnion Logo

Because consumer reports are being used by more and more parties, including by landlords before renting an apartment, it’s important that credit reporting companies acquire accurate information. But the complaint for this class action alleges that TransUnion, LLC and TransUnion Resident Screening Solutions, Inc. (TURSS) do not do enough to ensure the accuracy and currency of information, resulting in unnecessarily negative reports to landlords. The complaint claims violations of the FCRA.

Sign for Bankruptcy Court

Because of the increasing importance of credit reports these days, consumers must work to maintain good credit ratings. Unfortunately, they must also work to make sure the information handed out by the reporting agencies is accurate. This class action alleges claims against debt collector Select Portfolio Servicing, Inc. (SPS), for continuing to send out inaccurate information, and the three major credit reporting companies, for continuing to report it without conducting a proper investigation. 

Magnifying Glass on Person

The content of consumer reports matters. As this complaint states, “Employers, lenders, and landlords use consumer reports to screen applicants, borrowers, and tenants. They use the reports to deny people jobs, credit, housing, and access to other means by which to live.” The complaint claims that Deverus, Inc. violated the Fair Credit Reporting Act (FCRA) by maintaining adverse information on its credit reports that was more than seven years old. 

Air Canada Plane in Flight

Companies are permitted to obtain consumer reports or background checks on employees or job applicants unless they follow the requirements of the Fair Credit Reporting Act (FCRA). The complaint for this class action alleges that Air Canada did not do so. The complaint claims that Air Canada did not provide subjects of the reports with proper disclosure, obtain proper authorization, or give them a pre-adverse-action notice.

Business Information Group Logo

Business Information Group, Inc. (BIG) is settling a class action alleging that it violated the Fair Credit Reporting Act (FCRA) in preparing consumer reports. The complaint claims that the consumer report compiled for the plaintiff contained inaccurate or incomplete public record information.

McDonald's "Golden Arches" Logo

Companies are permitted to use consumer reports to check the backgrounds of potential employees, but only if they follow the requirements in the Fair Credit Reporting Act (FRCA). The complaint for this class action says that McDonald’s Corporation violated the FCRA by not providing a proper disclosure notice and obtaining consent before getting the report. 

Petco Logo

Petco is paying over a million dollars to settle a class action that, when obtaining consumer reports on prospective employees, it violated the Fair Credit Reporting Act (FCRA) in two ways. First, the complaint says, it did not provide stand-alone disclosure that it was going to obtain the reports.

Full Glass of Pepsi and Can

Bottling Group, LLC, Grayhawk Leasing, LLC, and New Bern Transport Co. have agreed to settle a class action alleging that they violated the Fair Credit Reporting Act (FCRA). Specifically, the complaint claims that when undertaking employment background checks, these Pepsi Beverages-related companies did not make the required standalone disclosures to the subjects of the background checks.

Equifax Logo

Plaintiff Christopher Carroll went through a Chapter 13 bankruptcy in November 2011, with an Order of Discharge entered in March 2017. According to the complaint for this civil action, however, the reporting submitted for his mortgage by Regions Bank, Inc. (Alabama) and published by Equifax Information Services, LLC still contains errors relating to the bankruptcy. Carroll disputed the entries and provided documentation, the complaint says, but the report still shows the errors, in violation of the Fair Credit Reporting Act (FCRA).