Skip to content Skip to navigation


Verified Credentials Sign

Verified Credentials, Inc. is settling a class action alleging that it violated the Fair Credit Reporting Act.

Equinox Fitness Club Treadmills

Plaintiff Hassan Barrow was convicted of a crime he did not commit, according to the complaint for this class action, and he would like the protections of the Fair Credit Reporting Act (FCRA) and the New York criminal record laws, in this case in his refusal of employment by Equinox Holdings, Inc. The complaint alleges that Equinox violated the law in two ways. First, he was not given a written description of his rights under the FCRA before Equinox refused to hire him on the basis of his background check. Second, the complaint alleges that the refusal of employment violates the New York criminal background discrimination laws.

Whole Foods Logo and Vegetables

Whole Foods is known as a high-end grocery retailer, but at some of its 470 stores it also offers taprooms and restaurants. The complaint for this class action alleges that its taprooms and restaurants were the subjects of a data breach in September 2017. According to the complaint, Whole Foods knew about the breach but did not immediately inform the public, so that when plaintiff Patricia Banus made a purchase at a taproom in Rocky River, Ohio, her information was entered into a system that the company knew was already compromised.

Fingerprint and Magnifying Glass

General Information Solutions, LLC (GIS) has agreed to settle a class action alleging that it produced a background report by reporting records other than convictions of crimes that were more than seven years old, thereby violating the Fair Credit Reporting Act (FCRA).

Avis Rental Lot

When she was offered a job in California with Avis, plaintiff Denise Watkins was ready to accept. Then, Avis withdrew its offer, because, the complaint says, the background report they had received from Sterling contained a criminal history. In fact, it wasn’t her history—but by the time she saw the error, it was too late. The complaint says that the companies violated the FCRA, Sterling in providing erroneous information on the report, and Avis because it did not follow the rules for users of credit reports, most notably in not giving her a chance to challenge the false information before they withdrew their job offer.

Mississippi Iron Works Image

According to the complaint for this class action, when plaintiff John Edward Meeks agreed to take out a loan for new window and door home protection from Mississippi Iron Works (MIW), he had no idea that what he was doing was applying for a Wells Fargo credit card—specifically the Wells Fargo Home Projects Credit Card. The complaint alleges that, as a standard practice, the salesperson fills out the paperwork, and claims this is done as a deliberate deception, so that the consumer never learns the details of what he’s actually applying for. The complaint further says that Wells Fargo reports the credit cards as open-ended, revolving credit accounts, which may harm the credit histories of consumers. Among the complaint’s allegations are violations of RICO laws and the Truth in Lending Act.

Pepsi Logo

Sometime in or around August 2016, plaintiff Altareek Grice applied for a position at Pepsi Beverages Company. According to the complaint, as part of the process, Pepsi ordered a consumer report from Carco Group on Grice. But Pepsi did not make this known to Grice by disclosing it to him “in a document that consists solely of the disclosure” and they failed to get his consent to their obtaining the report. Both of these, the complaint says, are violations of the Fair Credit Reporting Act (FCRA).

Driving for Uber

Uber is settling a class action alleging that when it performed background checks on prospective drivers, it violated the federal Fair Credit Reporting Act (FCRA) as well as related state laws.

Bank of America Logo

Bank of America has settled a class action alleging that it violated the Fair Credit Reporting Act (FCRA) by accessing customer credit reports to conduct Account Review Inquiries after their relationships with the company had ended. 

Postmates Logo

This settlement resolves a class action alleging that Postmates, Inc. violated the Fair Credit Reporting Act (FCRA) when it made background checks of individuals who signed up to be couriers using Postmates’ platform, but did not provide them with the disclosures and notices that the law requires.