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FCRA

Avalon Health Care Logo

The complaint for this class action comes packed with allegations against three companies, Avalon Health Care Inc., Berryman Health, Inc., and Avalon Health Care Management of California, LLC. It first makes claims under the Fair Credit Reporting Act (FCRA) and state laws about the companies’ practices of obtaining background reports for job applicants. Then it goes on to a number of labor law violations

Man Looking at Computer Screen List

Plaintiff Carlos Ramirez was turned down for a job because a background report on him claimed that he had been convicted of a petit theft in 2013. Ramirez says he could not have committed the 2013 theft because he did not set foot in the US until 2015. The complaint for this class action alleges that First Advantage Background Services Corporation violated the Fair Credit Reporting Act (FCRA) when Ramirez tried to correct the record. 

Deluxe Corporation Logo

Deluxe Corporation and Deluxe Check Printers regularly obtain credit background reports on prospective employees, says the complaint for this class action. However, the complaint alleges that they do this without obtaining providing proper disclosures or obtaining proper authorization. This would be a violation of the Fair Credit Reporting Act (FCRA) and as well as California’s Investigative Consumer Reporting Agencies Act (ICRAA) and its Consumer Credit Reporting Agencies Act (CCRAA).

Hand Focusing Camera Lens

Although your potential employer or landlord or creditor may obtain a credit report on you, in order to see if they’d like to do business with you, parties may only request consumer or credit reports if they have a valid reason to do so. The complaint for this class action alleges that Parrent Smith Investigations did not have a valid reason for obtaining information on the plaintiff in this case when they pulled his credit report.

One Nevada Sign and Logo

One Nevada Credit Union is paying $600,000 to settle a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that One Nevada made improper requests for customers’ consumer reports.

Umpqua Bank Branch

Umpqua Bank is setting aside $325,000 to settle a class action. The complaint alleged that when the bank obtained background and credit checks, it did not comply with all the provisions of the Fair Credit Reporting Act. 

First Citizens Bank Headquarters in Columbia, South Carolina

Plaintiffs Michael Virzi and Natasha Brenchak wanted a mortgage approval. What they got, this complaint says, is that plus three false credit accounts they had specifically declined. Then they went through the difficulties of trying to get the accounts deleted. The complaint claims that the bank has violated the Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA), and the Truth in Lending Act (TILA), among other things.. 

Omnicare Logo

Omnicare, Inc. is putting up $1.3 million to settle a class action alleging that it did not provide proper disclosure forms to employees or prospective employees who were the subjects of background checks.

Examination of Fingerprint with Magnifying Glass

When a credit reporting agency (CRA) assembles a consumer report for a prospective employer, inaccurate or out-of-date criminal history can have a serious adverse impact. Sometimes the CRA even reinserts previously-removed material into a report. The complaint for this class action says that Sterling Infosystems, Inc. did this, reinserting disputed information into credit reports without following the procedures required by law. 

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