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FCRA

Consumer credit and background reports are being used more and more often these days, not only when consumers apply for credit, but also when they apply for a job or apply to rent an apartment. However, companies must have a valid reason to request such reports. The complaint for this class action alleges that Verizon Communications, Inc. requests credit reports even when the consumer has not applied for anything with it. The complaint alleges that this is a violation of the Fair Credit Reporting Act (FCRA).

Wells Fargo Logo

Because consumer credit reports are increasingly important these days, it is also important that company reports about outstanding loans be accurate. The complaint for this class action alleges Wells Fargo, NA continued to report a debt that had been paid off, despite the consumer’s attempts to get the debt removed from her credit report.

Building with Large TransUnion Sign Wrapped Around Top

TransUnion, LLC is putting aside $500,000 to resolve a class action brought under the Fair Credit Reporting Act (FCRA) concerning information it reported on consumers.

Synergy One Lending Logo

Companies may request consumer reports on employees or prospective employees, but only according to the Fair Credit Reporting Act (FCRA), which has requirements for authorization and use of such reports. The complaint for this class action alleges that Synergy One Lending, Inc. violated the FCRA and California state laws in the document it used to get authorization for background checks. 

Dignity Logo

The complaint for this class action argues that Dignity Health has committed violations of federal and state laws: the Fair Credit Reporting Act (FCRA), California’s Investigative Consumer Reporting Agencies Act (ICRAA), and its Consumer Credit Reporting Agencies Act (CCRAA). All involve disclosures relating to Dignity’s obtaining of consumer reports on prospective employees.

Smith Volkswagen with Car in Front

The Fair Credit Reporting Act (FCRA) regulates the obtaining and use of credit reports, among other things. This complaint alleges that Smith Volkwagen, Ltd. violated that law when it made as many as seven hard credit pulls on a consumer’s credit reports when she was simply looking around at vehicles and had not entered into an agreement to buy one. 

Wells Fargo Logo

The Fair Credit Reporting Act (FCRA) limits other parties’ abilities to obtain credit reports on consumers. Businesses who wish to get consumer reports on people must have one of a limited valid number of reasons to do so. However, the complaint for this class action alleges that Wells Fargo improperly obtained a credit report on plaintiff Wylie S. Rogers.

Aisle Inside a Home Depot Store

Did Home Depot USA, Inc. violate the Fair Credit Reporting Act (FCRA) in its dealings with prospective employees? The complaint for this class action says it did in that it did not have a form that met the requirements of the law to inform prospective employees that it would be conducting a background check on them. 

Maxim HealthCare Services Logo

This settlement resolves a class action alleging violations of the Fair Credit Reporting Act (FCRA). The complaint alleged that Maxim HealthCare Services, Inc. violated the law when it accessed the credit reports of job applicants who signed release and authorization forms.

Dice Logo

DHI Group, Inc. and Dice, Inc. are settling a class action alleging that they violated the Fair Credit Reporting Act (FCRA).

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