False Representation of Debt Amount
The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from abuses and unfair tactics used by third-party debt collectors for consumer debt. The complaint for this class action alleges that Convergent Outsourcing, Inc. violated this law in send a debt collection letter to a consumer for money she claims she did not owe.
The complaint for this class action claims that Allied Interstate, LLC violated the Fair Debt Collection Practices Act (FDCPA). At issue is the company’s statement of the amount of the debt, which the complaint says is misleading.
One of the most important things for debtors to know is the amount they owe. According to the complaint for this class action, the debt collection letter sent by the CBE Group, Inc. was unclear about whether the amount shown was the final amount or still subject to change, in violation of the Fair Debt Collection Practices Act (FDCPA).
The complaint for this class action claims that the debt collection letter sent by ProCollect, Inc. is confusing and thus violates the Fair Debt Collection Practices Act (FDCPA). If the letter is half as confusing as the complaint discussing it, it must surely violate some standard of clarity. The complaint asserts that the debt balance is quoted as $0.00, the 50% offer is set at $7.50, and that the $7.50 is actually the full amount of the debt.
The Fair Debt Collection Practices Act (FDCPA) strictly requires that debt collection letters not make false statements, but the complaint for this lawsuit alleges that the debt collection letter sent to plaintiff Leonard Antonelli by Lori C. Greenberg & Associates misstates the amount of Antonelli’s alleged debt. Accompanying the letter was an unfiled complaint that showed the same amount and that admitted that it included attorneys’ fees and court costs in the amount of $280 and $70 respectively, or $350 total. At the time of the letter, the complaint claims, no lawsuit had yet been filed, no judgment had been entered against Antonelli, and no such amount had been awarded to the company by any court.
This class action has been brought against Convergent Outsourcing, Inc. and Jefferson Capital LLC because of Convergent’s alleged violations of the Fair Debt Collection Practices Act (FDCPA) against New Jersey consumers.
This class action lawsuit claims that Ocwen Loan Servicing, LCC, breached its contract with consumers through a systematic practice of charging illegal prepayment penalties in the form of “post-payment” interest on loans insured by the Federal Housing Administration without first complying with the uniform provisions of the promissory notes and the FHA regulations governing these loans.
The plaintiff in this lawsuit alleges that Wells Fargo violated the Truth in Lending Act by issuing payoff statements that did not credit or disclose property insurance claim funds held by Wells Fargo and which were potentially available to be applied to her account balance.
This lawsuit claims that systemic and improper collusion between Nationstar Mortgage Holdings and Bank of America to charge homeowners inflated amounts of principal on their mortgages based upon late fees incurred throughout the term of the loan resulted in “balloon payments” at the end of the term.
This class action alleges that Millenia Collections falsely represented the amount of debt it was owed by the plaintiff.