Skip to content Skip to navigation

Deceptive Insurance Practices

Centennial Bank Logo

Plaintiff Simeon Penton bought a condominium in Florida, which he financed with a mortgage eventually assigned to Centennial Bank. The complaint for this class action claims that Centennial wrongly decided that he did not have enough flood or hazard insurance and force-placed insurance on the property, first through Overby-Seawell Company (OSC) and later through Great American Insurance Company. 

State Farm Logo

Do you live in California and have a State Farm whole life insurance policy? Is it a flexible-premium, adjustable-rate policy bought in 1994 or later? If so, you may be paying too much for it, based on an incorrectly-figured cost of insurance.

Patient Lying on Gurney, Being Wheeled Through Hospital

Have you been treated at an in-network hospital or emergency room that accepts your insurance, only to receive a surprise bill from out-of-network personnel or services? Have you presented your insurance card, paid your deductible, coinsurance or copayment, and then still received a bill for thousands of dollars that you had no idea you would owe? 

JetBlue Plane Taking Off

The complaint for this class action claims that JetBlue Airways Corporation’s sale of insurance on its website is deceptive. The complaint claims that the website gives the false impression that JetBlue has no interest in the sale and that the amount charged is only a pass-through fee for the cost of the insurance. In actuality, the complaint says, JetBlue gets a kickback from these sales despite the fact that it is not licensed to sell insurance.

House Damaged in Hurricane Harvey

Did your home or business suffer damage in a natural disaster—a hurricane, tornado, flood, or fire? Do you feel that you’ve received proper assessments and compensation from your insurer?  In recent years, natural disasters seem to have become more extreme, and they are often exacerbated by conditions that the average person has no control over—failing levees or overdevelopment, for example. If you’ve been confronted by a shocking level of damage to your property, home, or business, you may need every penny you’re entitled to. 

ACCC Insurance Company Logo

Unfortunately, people often find out what an insurance policy does and does not cover only after an incident has occurred and payment is required. The complaint for this class action claims that ACCC Insurance Company did not provide the uninsured/underinsured motorist (UM/UIM) coverage required by Mississippi state law. 

Car with Progressive Insurance Company Logo

Automobile insurance policies offer personal injury protection (PIP) benefits for persons who are injured in auto accidents, whether it’s the insured person or a third party. But the complaint for this class action alleges that Progressive Insurance Company terminated benefits unfairly for each of the plaintiffs because it claimed that they had reached the maximum medical improvement (MMI) for the injury in their claim.

State Farm Logo

The complaint for this class action claims that State Farm Life Insurance Company has improperly figured adjustable charges for customers. The complaint says it set forth specific and limited factors in its policies that it may use in figuring these charges, yet it has considered other factors as well that have resulted in excessive charges.


Does AARP merely receive a “royalty” for the sales of Medigap policies issued in partnership with UnitedHealthcare Insurance Company? Or is it actually collecting a premium commission? The complaint for this class action claims that AARP is violating  Pennsylvania laws by receiving what is actually a commission on the policies, even though it si not licensed as an insurance agent.

Protective Life Insurance Company Logo

At issue in this class action are the cost of insurance (COI) rates charged by Protective Life Insurance Company for universal life insurance policies. The complaint claims that the COI rates should be based on mortality expectations and, since these have gone down, that the COI rates should have gone down as well.