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Credit Reports

CrimShield Logo

CrimShield, Inc. provides background reports to help companies screen prospective employees. At times, it does more than that, reviewing the reports itself and determining whether the subject of report should be hired. The complaint for this class action alleges that CrimShield does not complaint with the Fair Credit Reporting Act (FCRA) in how it obtains or uses the reports. The three classes defined for the action include a Certification Class, an Adverse Action Class, and a § 1681k Class. 

Comcast Logo on Window

The Fair Credit Reporting Act (FCRA) specifies the reasons parties may obtain consumer credit reports on others. The list of valid reasons is limited. The complaint for this class action alleges that Comcast Cable Communications, LLC has violated the FCRA by doing hard credit pulls on consumers when they so much as inquire about the price of its services.

Instant Checkmate Logo

Consumer reporting companies can’t print everything they uncover in their consumer reports. For example, the law prohibits them from publishing expunged or sealed criminal records. But the complaint for this class action alleges that consumer reporting agency the Control Group Media Company and its subsidiaries Instant Checkmate and Truthfinders go ahead and publish these this information, sometimes in spite of court-ordered notices not to do so. 

Hand Focusing Camera Lens

Although your potential employer or landlord or creditor may obtain a credit report on you, in order to see if they’d like to do business with you, parties may only request consumer or credit reports if they have a valid reason to do so. The complaint for this class action alleges that Parrent Smith Investigations did not have a valid reason for obtaining information on the plaintiff in this case when they pulled his credit report.

One Nevada Sign and Logo

One Nevada Credit Union is paying $600,000 to settle a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that One Nevada made improper requests for customers’ consumer reports.

Umpqua Bank Branch

Umpqua Bank is setting aside $325,000 to settle a class action. The complaint alleged that when the bank obtained background and credit checks, it did not comply with all the provisions of the Fair Credit Reporting Act. 

Comenity Capital Bank Logo

The Fair Credit Reporting Act (FCRA) prohibits anyone from getting a consumer credit report unless they have one of the permissible purposes outlined in the law. But Comenity Capital Bank, the entity behind PayPal Credit, made two hard credit pulls via Equifax on information about plaintiff Kevin Teichen, the complaint for this class action alleges.

Target Bullseye Logo

Consumer reports play an ever-larger role in American life. They are now ordered not just by credit card companies or mortgage lenders but prospective employers and landlords. The complaint for this class action claims that Target corporation did not properly report an individual’s discharged debt, causing an invalid debt to appear on his credit report.

TransUnion Logo

This settlement involves an alternative dispute resolution (ADR) program for consumers who feel they have been harmed by inaccurate information provided in a credit report about a civil judgment or tax lien.

TransUnion Logo

Because consumer reports are being used by more and more parties, including by landlords before renting an apartment, it’s important that credit reporting companies acquire accurate information. But the complaint for this class action alleges that TransUnion, LLC and TransUnion Resident Screening Solutions, Inc. (TURSS) do not do enough to ensure the accuracy and currency of information, resulting in unnecessarily negative reports to landlords. The complaint claims violations of the FCRA.