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Background Reports

Synergy One Lending Logo

Companies may request consumer reports on employees or prospective employees, but only according to the Fair Credit Reporting Act (FCRA), which has requirements for authorization and use of such reports. The complaint for this class action alleges that Synergy One Lending, Inc. violated the FCRA and California state laws in the document it used to get authorization for background checks. 

Dignity Logo

The complaint for this class action argues that Dignity Health has committed violations of federal and state laws: the Fair Credit Reporting Act (FCRA), California’s Investigative Consumer Reporting Agencies Act (ICRAA), and its Consumer Credit Reporting Agencies Act (CCRAA). All involve disclosures relating to Dignity’s obtaining of consumer reports on prospective employees.

Maxim HealthCare Services Logo

This settlement resolves a class action alleging violations of the Fair Credit Reporting Act (FCRA). The complaint alleged that Maxim HealthCare Services, Inc. violated the law when it accessed the credit reports of job applicants who signed release and authorization forms.

CrimShield Logo

CrimShield, Inc. provides background reports to help companies screen prospective employees. At times, it does more than that, reviewing the reports itself and determining whether the subject of report should be hired. The complaint for this class action alleges that CrimShield does not complaint with the Fair Credit Reporting Act (FCRA) in how it obtains or uses the reports. The three classes defined for the action include a Certification Class, an Adverse Action Class, and a § 1681k Class. 

Home Depot Store Aisle

The Fair Credit Reporting Act (FCRA) intends to ensure that consumers’ credit reports are only accessed for certain limited, permissible purposes, and that consumers are properly informed of, and consent to, the access. The complaint for this class action alleges that Home Depot USA, Inc. did have a permissible purpose but did not properly perform the disclosure and assent process.

AppFolio Logo

AppFolio, Inc. is settling a class action alleging that it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that AppFolio (a) sold tenant screening reports that included information from public records that belonged to a different person, and (b) did not give consumers proper disclosures required by the FCRA when asked. 

Man Looking at Computer Screen List

Plaintiff Carlos Ramirez was turned down for a job because a background report on him claimed that he had been convicted of a petit theft in 2013. Ramirez says he could not have committed the 2013 theft because he did not set foot in the US until 2015. The complaint for this class action alleges that First Advantage Background Services Corporation violated the Fair Credit Reporting Act (FCRA) when Ramirez tried to correct the record. 

Instant Checkmate Logo

Consumer reporting companies can’t print everything they uncover in their consumer reports. For example, the law prohibits them from publishing expunged or sealed criminal records. But the complaint for this class action alleges that consumer reporting agency the Control Group Media Company and its subsidiaries Instant Checkmate and Truthfinders go ahead and publish these this information, sometimes in spite of court-ordered notices not to do so. 

Deluxe Corporation Logo

Deluxe Corporation and Deluxe Check Printers regularly obtain credit background reports on prospective employees, says the complaint for this class action. However, the complaint alleges that they do this without obtaining providing proper disclosures or obtaining proper authorization. This would be a violation of the Fair Credit Reporting Act (FCRA) and as well as California’s Investigative Consumer Reporting Agencies Act (ICRAA) and its Consumer Credit Reporting Agencies Act (CCRAA).

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