Additional charges in breach of contract
Life insurance policies often have a “cash value” feature. Each month, the insurance company is able to deduct certain costs from the cash value—but only those costs permitted by the policy agreement. The complaint for this class action alleges that Kansas City Life Insurance Company deducts more than it is entitled to from the cash value.
The complaint for this class action alleges that Grand Canyon University (GCU) makes doctoral students take unnecessary “continuation courses.” This requires that students pay for, or borrow money for, courses that the complaint says “have no value." This also results in students having to repay their student loans when they have not finished their degrees and are not yet working in their fields.
The complaint for this class action alleges that Comcast Corporation offered some Utah customers “lifetime” subscription rates, but is now going back on that promise and increasing their rates.
Advanced Disposal Services, Inc. and its related companies will spend just short of $3 million to resolve three class actions alleging that it charged customers improper fees. The complaints claimed that the companies did not have the right to charges the fees, which included such things as fuel surcharges, environmental fees, administrative charges.
When a bank’s mortgage contract says that a borrower will not incur any prepayment penalty if they pay the loan off early, what does that include? Is a transfer fee a penalty? The complaint for this class action says it is and claims that JPMorgan Chase Bank, NA violates its own mortgage contracts by charging this fee when a mortgage is refinanced.
How many people know that TurboTax must allow some users to file their taxes for free? The complaint for this class action alleges that Intuit, Inc., the company that makes TurboTax, has violated an agreement with the federal government because it diverts filers to paid options.
In deregulated electricity markets, how do consumers choose their provider? Usually by price. The complaint for this class action alleges that Spark Energy, LLC had a deceptive variable rate that did not vary with the market and charged customers administrative fees they were not expecting.
Can a 3.00% fee end up being as high as 5.20% just by the process of rounding up amounts to the nearest penny? The complaint for this class action says that it can, and alleges that Bank of America is thereby breaching its agreements by charging too much for customers’ international transactions.
Maryland law forbids lenders from charging borrowers an inspection fee in relation to a mortgage loan secured by residential real property. The complaint for this class action claims that the Federal Home Loan Mortgage Corporation, also known as Freddie Mac, did exactly that in connection with the plaintiffs’ mortgage loan.
This class action focuses on Mark Hjelle, the new CEO of CSC ServiceWorks, Inc. The complaint alleges that Hjelle is defrauding customers by subtracting an “administrative fee” of 9.75% from their gross collections. Rather than make claims under state law, the complaint has reasons for bringing a nationwide suit under the Racketeer Influenced and Corrupt Organizations (RICO) Act.