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Consumer

Bill with "Final Notice" Stamped in Red

The Fair Debt Collection Practices Act (FDCPA) tries to prevent abusive or misleading practices by third-party debt collectors who collect debts from consumers. The complaint for this class action says that Dynamic Recovery Solutions, LLC does not provide adequate information about disputing debts in its collection letters and even discourages consumers from disputing the debts.

Gavel on Desk

The Fair Debt Collection Practices Act (FDCPA) requires that certain information must be conveyed to consumers up front during attempts at collection. This information must not just be stated; it must be stated clearly, so that consumers are not confused, and sometimes conspicuously, so that consumers do not miss important information. This complaint alleges that Enhanced Recovery Company, LLC did not make its validation notice either clear or conspicuous.

LabCorp Building

Recently, a number of data breaches have occurred at places that store personal medical information. This case brings suit against Laboratory Corporation of America and its parent company, Laboratory Corporation of America Holdings, both of which go by the name of LabCorp. However, the data breach did not involve LabCorp’s systems but those of its debt collector, which is not named as a defendant in this case.

Cell Phone in Circle with Strikethrough

Debt collectors may contact a consumer debtor by picking up a receiver and dialing a number individually. What they may not do is call consumer cell phones using automatic dialing equipment, according to the Telephone Consumer Protection Act (TCPA). This class action brings suit against Direct Energy Services, LLC under the TCPA and the Texas Debt Collection Act (TDCA).

Letters "DEBT" with Ladder Leaning Against "D"

The complaint for this class action takes issue with the amount of debt and minimum payment due as set forth in a debt collection letter from Client Services, Inc., as well as other information. The law it cites is the Fair Debt Collection Practices Act (FDCPA).

Cover of an Issue of Hot Rod Magazine

Michigan’s Preservation of Personal Privacy Act (PPPA) prohibits the selling of magazine subscriber information to third parties. This complaint claims that TEN: Publishing Media, LLC nevertheless violated this law by selling the information of subscribers to Hot Rod magazine and other publications.

Ad for Free TurboTax Services on Computer Screen

Is TurboTax’s advertised “free” filing service really free? The complaint for this class action alleges that Intuit, Inc., the company behind TurboTax, purports to offer “free” tax services, then steers consumers to paid options. But this is not all: TurboTax is actually required to offer truly free tax services to certain people as part of an agreement with the IRS.

ACCC Eagle Logo

ACCC Insurance Company issues policies in the states of Mississippi, Alabama, Arizona, Georgia, Louisiana, New Mexico, Texas, and Utah. All of these states require that auto policies provide uninsured/underinsured motorist (UM/UIM) coverage, but the complaint claims that ACCC’s policies do not.

Book Open to Title Page Saying "Telephone Consumer Protection Act"

The Federal Communications Commission (FCC) defines telemarketing as “the initiation of a telephone call or message for the purpose of encouraging the purchase or rental of, or investment in, property, goods, or services.” The complaint for this class action alleges that Paramount Residential Mortgage Group, Inc. (PRMG) sent telemarketing text messages to consumers that violated Telephone Consumer Protection Act (TCPA).

Papers on Clipboard Saying "Debt Collection"

This complaint brings suit against Convergent Outsourcing, Inc. under the Fair Debt Collection Practices Act (FDCPA). At issue are two debt collection letters Convergent is apparently sending around to consumers, which the complaint says are misleading or confusing and violates the FDCPA in several respects.

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